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Introduction The decision between financing a property purchase through a mortgage or making an outright cash payment represents one of the most consequential financial choices facing Nigerian homebuyers and investors today. In a nation where homeownership is both a cultural aspiration and a financial strategy, the method of acquisition can significantly impact one’s overall financial…
The journey from renting to owning a home in Lagos is often portrayed as a distant dream for many Nigerians. With property prices in prime locations like Ikeja GRA, Surulere, Ogudu GRA, Lekki phase, Ikoyi and Victoria Island averaging ₦150 million for a standard two-bedroom apartment, homeownership seems out of reach. Yet according to the…
Owning a home is a keystone of wealth… both financial affluence and emotional security.
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